Utilities / US State Leave
2026 claim starts · $1,150 basic cap from July 1Rhode Island TDI & TCI Calculator 2026
Enter your wages and leave details to estimate weekly Rhode Island TDI disability or TCI caregiver benefits for 2026. Review the breakdown, then copy or print your summary.
Keep the rate for the start of your benefit year; an existing claim does not switch caps in July.
Covered gross wages in the single highest quarter.
Required to check the 2026 monetary rules and the basic benefit budget. Must be between 1 and 4 times the highest quarter.
Up to 5 qualifying children; only one claimant may receive an allowance for the same child in the same week.
Enter your wages to estimate.
Full-week gross estimates for 2026 benefit-year starts. This calculator checks entered monetary criteria only, not claim approval. TCI here covers bonding and caregiving; donor-specific limits, partial weeks, prior benefits and medical certification are outside its scope.
Calculation reference
| Rule | Applicable amount or method |
|---|---|
| 2026 weekly cap | Benefit years starting January 1–June 30: $1,103. Starting July 1–December 31: $1,150. Existing claim rates remain fixed for their benefit year. |
| Basic weekly rate | 4.62% of highest-quarter covered wages, raised to the next whole dollar, subject to the applicable cap. |
| Dependent allowance | For each of up to 5 children: greater of $10 or 7% of the basic rate. Round the combined weekly allowance down to a whole dollar. |
| 2026 monetary test | At least $19,200 in covered base-period wages; OR all of: highest quarter at least $3,200, total at least $6,400, and total at least 1.5 × highest quarter. |
| Duration and budget | TDI: basic benefits limited to the lesser of 36% of base-period wages or 30 × basic weekly rate. TCI bonding/caregiving: up to 8 weeks in 2026, within the shared benefit-year entitlement. |
Frequently asked questions
What is the Rhode Island maximum weekly benefit in 2026?
The basic TDI/TCI weekly cap is $1,103 for benefit years starting before July 1, 2026, and $1,150 for starts on or after July 1. At the newer cap, five qualifying dependents add $402 after rounding, for a total of $1,552 per week.
Can highest-quarter wages alone prove eligibility?
No. The 2026 test requires at least $19,200 of covered base-period wages, or all three alternative conditions: $3,200 in the highest quarter, $6,400 total and total wages at least 1.5 times the highest quarter. Covered contributions and medical or caregiving requirements still apply.
How are dependent allowances rounded?
The basic weekly rate is rounded up to a whole dollar first. Multiply the greater of $10 or 7% of that rate by the number of qualifying children, then round the combined allowance down to a whole dollar. A nonpayable claim has no dependent allowance.
Can I claim both 30 weeks of TDI and 8 weeks of TCI?
No. The programs share the benefit-year budget. TCI can provide up to 8 weeks in 2026 for bonding or caregiving, and those payments reduce remaining TDI entitlement. The basic budget shown excludes dependent allowances; a final partial week and prior benefit usage are not modeled.
How much do RI TDI and TCI pay per week?
Examples for benefit years starting July 1–December 31, 2026, with equal covered wages in all four base-period quarters and no dependent allowance. Each qualifying child adds the greater of $10 or 7% of the basic rate. Gross estimates from the calculator above; eligibility is not assessed.
| Annual covered wages | Highest quarter | Weekly benefit |
|---|---|---|
| $30,000 | $7,500 | $347 |
| $45,000 | $11,250 | $520 |
| $60,000 | $15,000 | $693 |
| $80,000 | $20,000 | $924 |
| $100,000 | $25,000 | $1,150 |
| $150,000 | $37,500 | $1,150 |
Sources and review
Reviewed against the linked official sources on .